Six-Figure Earner

Earning $100K+? See if your net worth matches your income level.

Earning six figures does not automatically mean high net worth. Lifestyle inflation, high-cost-of-living cities, and student debt from graduate degrees can eat into wealth. A common benchmark: your net worth should be at least your age times your annual pre-tax income divided by 10. For a 35-year-old earning $120,000, that means a target net worth of $420,000. Many six-figure earners are surprised to find their net worth is lower than expected.