Fat FIRE Calculator
Financial independence with a comfortable, above-average lifestyle.
Fat FIRE is financial independence with annual expenses above $100,000. This requires a portfolio of $2.5M+ at a 4% withdrawal rate. Fat FIRE is typically pursued by high earners (doctors, engineers, executives, business owners) who want to maintain their current lifestyle in retirement. The trade-off is a longer accumulation phase unless income is very high.
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