Lean FIRE Calculator

Achieve financial independence with a minimalist lifestyle and lower expenses.

Lean FIRE means achieving financial independence with below-average expenses, typically under $40,000 per year for a single person. The advantage is a much smaller target portfolio, often $750,000-$1,000,000. This approach requires comfort with a frugal lifestyle both before and after retirement. Geographic arbitrage (living in low-cost areas) is a common Lean FIRE strategy.